Frequently Asked Questions
Do I actually own the metal?
Yes. Specific physical coins or bars are bought for your account and held at an approved depository in the account's name. You receive confirmation of what was bought and where it is.
Who holds my retirement account?
Your custodian does. Liberty Gold Silver is the dealer: we help you choose the metal, execute the purchase, and coordinate the custodian, distributor and depository. We never hold your account.
Where is the metal stored?
At an approved depository, in your IRA's name. We do not store IRA metal ourselves, and we do not take possession of it at any point.
Can I keep IRA metal at home?
Metal owned by an IRA stays with the custodian's approved depository while it is in the IRA. If you want metal at home, that is direct ownership, which we also do — talk to us about which fits.
Can I use money from an existing IRA or 401(k)?
That is how most Gold IRAs are funded: by transfer or rollover from an existing retirement account. Which route applies depends on the account you are moving from. Your custodian confirms the mechanics and your tax professional confirms the consequences.
How does Liberty Gold Silver get paid?
Like any dealer, we earn a margin on the metals we sell. Our specialists are paid for long-term client relationships: repeat business, referrals, and servicing your account for life.
Which metals can go in an IRA?
Certain gold and silver coins and bars that meet the account rules. We only recommend what qualifies, and we explain why a given product is or is not eligible before you choose.
What happens when I want to sell or take a distribution?
You call us. A distribution can be taken in cash or as the metal itself, subject to the account rules and your custodian's process. We help with either, and we do not promise a future price.
What are the tax consequences?
They depend on your situation and the type of accounts involved. We are a dealer, not a tax adviser. Talk them through with a qualified tax professional before you act.
Will I get sales calls if I ask a question?
No. If you contact us, one person will reply. If you download the guide, it is emailed to you and that is all. You can ask us to delete your details at any time.
This article is educational. It is not a recommendation to buy or sell anything, and it does not consider your circumstances. Prices can move in either direction.